I cannot recommend ACL highly enough. The work and dedication that Cordula puts into every claim is simply phenomenal. Although I didn't end up getting the result I wanted this was not due to ACL but rather the ridiculous decision from the FOS. I was advised by an IFA from a company called Pension Help Ltd, that it would be to my advantage to transfer my DB pensions into a SSAS pension. When I then lost 75% of my pension pot, Cordula took the case to the FOS, on the basis that the IFA gave me the wrong advise and should have told me it is not in my best interest to transfer. The FOS actually agreed that the IFA gave me the wrong advise, didn't explain to me why it would not be a good idea to transfer or give me the pro's and con's of transferring. I therefore thought I had a green light to pursue my claim against the IFA. However the FOS said although I was definitely given the wrong advice, I could not claim as they "felt" I would have transferred anyway. Why would I transfer my life's pension, if a financial expert gave me advice that it would be against my best interest. I transferred because they told me it was to my advantage. Myself, Cordula and another solicitor who looked at the FOS decision, are all completely at a loss as to how they can decide against my claim on a feeling, even though there are hard facts, in the form of a written report from the IFA, showing that I was given the wrong advise. The FOS also stated that this decision was final and that I could not appeal the decision. Absolutely unbelievable.