ACL (Cordula, Hannah and the team) are a serious force. What a fantastically, friendly, knowledgeable bunch. Key words for people reading this review are CIB Life and Pensions, Rowanmoor and The Resort Group (Dunas Beach). Explanation of a very very complicated case in law in such a way as to be understandable, their expertise and understanding is invaluable especially as all the complicated jargon was absolutely lost on me. The Rowanmoor case is still ongoing but I am very hopeful of a positive outcome from the FSCS. The Resort Group "investment" was a clear scam - unregulated as it turns out and ACL fighting your corner is a winner. Cannot recommend them highly enough. Anyone reading this and needing help with such dodgy companies as mentioned you Need ACL Consultancy on your side!!