I've been insured with A-choice for a month and have had a pleasant experience. I had troubles making the payment, due to my own personal circumstances. They offered me a 50/50 payment option which really helped me out. The guy I was speaking with on the phone was very friendly and helpful. They request your driving license details, but that's standard for most providers. I had lost my driving license and been having trouble getting a new one. A-choice very quickly extended my deadline and were very understanding of my issues. I'm not sure what all the one-star reviews are about as I've had nothing but a positive experience so far. Not to mention their extremely competitive premiums.