Ive been using this account for more than 5 years believing there is no extra charges as long as you are paying the payments on time without any delay, and when I check my account i realized that there is $50 coming out every single week added in the total amount without letting me know, and when i talked to them they just apologized that they can not waive these fees as it turns out that they have limited offers only to waive the fees, !!!!! which is exactly not stating that in their contract, i'm going to pay my amount and close this scam account ASAP and I do not recommend anyone to deal with them.