A man named clive watkins rang me today. It wasnt an expected call but I'm glad I took it. I do know why I got that call..not because it was some pushy salesman but it has obviously been picked up through companies by my quest to make sure i leave my daughter free of hassle money and debt in the event of me spiriting up to the sky. It wont matter to me cos I will be free but I would like to leave in safe knowledge that my daughter can grieve just for me going and not have to make any decisions that I wouldnt want to myself. Clive Watkins totally understood and that is not a lie and the bonus after the great chat we both had is it is nowhere near as much as I thought it be. In fact if I'd known how low the payment would have been I'd have done it first! Excellent listener didnt push nothing just listened and explained questions I raised. Give this man a call..you will be as surprised AND pleased as I was!