My iva had previously been supervised by aperture .i paid my iva off in full 100p in the pound no debt written off. Before closure my case was transferred to Jarvis. Every time I phone them for a completion. Certificate they tell you what you want to hear to get you off the line. Truth be known the money I have give them to pay my creditors is sitting. In Jarvis account earning them interest .5 months still no completion certificate and iva still showing as ongoing on my credit report. It does not take 5 months to distribute money I transferred you thousands of pounds within 10 minutes