4.73 Rating 4,519 Reviews
96 %
of reviewers recommend
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4.22 out of 5
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Worst customer service, wrong information, why is it insured at first when you says we can’t fill your claim?? This means this company is wrong.
Posted 1 week ago
Warning, warning, warning! If you are thinking of insuring your appliance with Row please stop. I think most of these reviews are about the application process which was easy enough because they want your money. I insured three appliances with Row in June 2020; a range cooker, an integrated fridge freezer and an integrated dishwasher. I pay just under £20 a month.


My cooker developed a fault in January and I contacted Row to arrange for the fault to be fixed, I then received an email which stated that I would be charged an insurance excess of £125 PLUS I would have to pay the remaining monthly payments to take me from January to the following June This took the total to over £180!


I have spoken with another company who have told me that the manufacturer of my oven would charge £125 to come out and repair my oven.


I am unhappy that I have been paying £20 a month for Row to do nothing more than to contact an engineer on my behalf. I believe that I have been paying £20 for a service which is completely unneeded and unnecessary. I am quite capable of calling an engineer from the manufacturer and arranging for the oven to be fixed.


When I took out the insurance I was under the impression that my appliances were insured and protected against fault or damage and my premiums were put towards the maintenance. I have no idea what they use my £20 a month for.

Posted 2 months ago
unbelievable service. passed around every department and left me nearly 3 weeks without a working appliance!
Posted 3 months ago
Try to submit a claim, and find out covered items were invalid for cover, but they charged for the policy regardless. Claims staff not very helpful. No apology. Would never recommend- wasted sixteen months of money!
Posted 6 months ago
Beware-all seemed okay until submitted a claim then the shutters went down- covered items were invalid for cover but they charged for the policy regardless, rude customer service staff & no apology- would never recommend- waste of money!
Posted 7 months ago
Washer stopped working two days ago and heard nothing from row, I have rang and emailed to be told to wait several times, read reviews and realised I have been conned so contacting trading standards and stopping my direct debit
Posted 9 months ago
The Claims process is really bad if you have a week to get all the information the require you might get seen too. last usage start and finish 3 months bills utility bills proof of purchase. I will be sticking to my mobile provider from now on for insurance simple to use they just send you a return box and its done. it may cost a little extra but at least you can mange the claims procedure and get your item back nice and quick.
Posted 9 months ago
Terrible company. Paid monthly for 2 years, tried to make a claim and they wanted a further £130 to arrange a engineer, what is point in having cover? Avoid this company at all costs.
Posted 10 months ago
We have been paying to insure our phones/tablets for the last six months only to find out they are not actually insured because they are more than 12 months old. This information is hidden in the fine print and it should have been made very clear to customers upfront. Thanks for not giving me a refund you are an awful company!
Posted 1 year ago
Never use this company ...Impossible to contact on the phone, I twice sent a message asking this company to send me a copy of my t&c's and charges after I was transfered to this company by my energy supplier, I never recieved anything. They have increased my payments without notififcation. I have now asked my Bank to cancel my direct debt as they never answer the phones. Paul C..
Posted 1 year ago
They re direct you to customer services and I found on my phone bill a charge of £17.00 for a 20 minute call!!!! Disgusting!!!
I was only phoning to insure my mums phone. I will cancel all my policies.
Posted 1 year ago
Very poor customer service . I feel I was mis sold a product , please be aware .
Posted 1 year ago
Be very careful with the terms and conditions. You can not make a claim before 14 days, if you do it will be rejected and you won't get a refund(not even a partial refund) if you decide to cancel your policy. You lose your money for nothing!
Posted 1 year ago
Do not go with them. They have too many hidden charges which you are not made aware of when joining them.
I was not told about excess fees and more fees on top if you make a claim in the first 3 months.
They then said they could cancel my policy WITHOUT a refund, even though it's been under a month and they did nothing about my claim!
There is no transparency, they are utter cheats!!!

Posted 1 year ago
Deceiving company they are. Avoid them at all cost. Everything goes smoothly when you singing your with them and while they are taking your money they all are good. When it come to claim they will refer you to their terms and conditions.
Posted 1 year ago
This is with regard to their home emergency team. Alan was initially good but he forwarded me on to claims team who’s had no clue how they would handle leak detection in property if your boiler was losing pressure. I constantly received conflicting statements of it depends on what the engineer says (£95+vat) but we wouldn’t cover the leak detection. Very poor not happy will not renew
Posted 1 year ago
Good service very professional
Posted 1 year ago
I bought this insurance for my brand new galaxy s8 phone. About 2 month of having the insurance my phone fell from my computer table and it has a crack in the screen. (The phone is incredible fragile it even had a case)

So I bang a claim in, they wanted to know everything about me. They would of asked for DNA if they could. After a week I get in touch with them as no one replied. I was told on the phone someone would contact me. I waited another few days. No call, so I rang them again they said the same thing. After about a month they get in touch with me.

They tell me that I would have to pay £175 to repair my screen.

£75 excess, £30 for damaging my phone within the first 3 month and £6.99 X 10 payments.

I feel robbed, after a month or so of waiting I get told I needed to pay £175 excess to repair my phone. I would rather pay Samsung UK to do the repair for me. Atleast it would become by professionals and not cowboys.
Why would someone buy insurance then having to pay £175 to get it repaired. Literally what is the point in having insurance?

I urge anyone who is going to buy this insurance. Don't do it. You will only be massively disappointed by them. I have never dealt with such a rubbish company. Down to customer care and the policy. I should have sticked with the better companies like insurance2go or protect your bubble. I just found out Samsung also do insurance which I wished I knew about.

I cancelled my insurance claim and going to have to pay a fortune to Samsung to repair it sadly but I would rather do that then give these people money.

The people leaving these reviews obviously have never tried to make a claim so don't listen to them.
Posted 3 years ago
Hi Gareth, sorry to hear of your negative experience. We were unable to contact you on several occasions which caused delay. As with the other companies you have listed, the insurance policies are annual and therefore we do require outstanding premiums to be paid in result of a claim.
Posted 3 years ago
Terrible service. Got appliance cover but was told it would incur £130 excess when I tried to use it. This wasn't what I signed up to. Told me twice they never received my emails. Hopeless. Might as well burned my cash. Won't use again!
Posted 3 years ago
After paying the annual amount up front I had to submit a claim due to a stolen phone. Despite sending in my claim documentation within five days it took Row Insurance 3 further weeks to make contact me and that was with me emailing asking for an update call daily! When they did eventually call they declined my claim based on a ridiculous technicality which was bad enough. I then received an email telling me to cancel my Direct Debit to stop further payments being taken as I no longer had a gadget to insure. I advised that I was 6 months into a policy I had paid for in full and was advised that I was not due a refund as I'd made a claim (WHICH THEY HADNT PAID!!!).

Insure with these incompetent thieves at your own risk. They might be cheap but when you need a claim paid you'll be fobbed off. Just saying!
Posted 3 years ago is rated 4.73 based on 4,519 reviews