All 5 stars for this company without thinking twice. Little info from my own personal experience: I had 2 defaults, 3 missed payments and all within 2-3 years so as you all aware this straight away becomes mission impossible to get mortgage however that is where you contact Simply and leave the rest to them as it will all happen. Almost 3 months later and I am to receive house keys this week! Trust me guys - if you have any credit history that is worrying than stop worrying and give a call to Simply. BEST in their field and they don`t talk in riddles. All Simply Team very professional but also down to earth. Yes they will cost you perhaps a bit more than other local companies BUT local companies will not help you if your credit history is poor. Trust me I have been there and perhaps you did try yourselves already with someone who promised but didn`t deliver so stop wasting your time. To sum it all up: If you have deposit for house but your credit history is not perfect to say least - get Simply to sort it all out for you and within months you will be living the dream finally. This review is only expressing my joy of getting something that looked very, very far away but Simply helped me out. PS. Daniel - your the top man! Much appreciated for stress free, professional and friendly service. SERGE