I thought Mortgage is impossible for me to obtain and that was stuck in my head. But hey, All my doubts fade away on the very first day Simply Adverse called My broker is ( Matthew ) a very smart guy, This guy knows how to handle clients really well and his patience is unbelievable. Every-time he phone me I know he will deliver me some good news. When I completed all the essential documents and before sending it to the lender ( Karen ) my case manager reviewed it and she made sure that every corners were covered, she works very straight forward, very optimistic lady , one thing I’ve learned from her is that There is always a way out in every situation. Today we have received our mortgage formal offer and now working on a legal process na his won’t be possible without Matthew&Karen these two 100% recommended and I guarantee you if these two works expect a mortgage offer in no time. Love you both to the moon and back