Easy to use app. Updates pot value daily. Money takes far too long to deposit for my liking. About a week where I could have been earning interest on each monthly deposit in my savings but it leaves my account and is not invested for a week. Money does go up and down as expected but did have an initial upward trend. After 2 months I was about +2.5% but a week later it gave up all those gains and im +0.38% now. At this rate my basic savings account is a better rate and at least that is guaranteed. Another issue I have is the app displays growth % based on the initial deposit, not the overall pot value including monthly deposit. I'm hoping this corrects as the % is misleading. I've done this for the long run so hopefully over the years, growth will stabilise and be within reigon of the estimates. But right now I have mixed feelings. I'm 3 months in. My rating has not been based on money performance but on the other points mentioned.