Okay - but there are issues with the policy that make it worthless at times due to the extent of exclusions etc Plus - if I buy house insurance I expect my house to be insured from the e date the policy starts - not 2 weeks later. In this case for my pets I should expect the same My dog took a fever 7 days after the policy began and was not covered for the treatment he required. If he had been hit by a car, or attacked by another dog - same thing. Us as he is already over 8 but generally in peak condition, many things are not covered. Not even disposal in the event of his death. 🤷🏻‍♂️ I’m wondering what’s the point now