While i've always reveived goods on time and made payments on time i was always aware that they were much higher than my other catalogue and even much higher than my credit card! Additionally i find that they request payments more often so where it is a 4week month you have to make 2 payments from one wage. Im lucky as i'm in a position to pay it off at the end of the month at which point i will close the account down. The interest on my other is significantly lower so am happy to keep that one open. I like the clothes in very but at such a high cost for the items then such a ridiculous cost for interest i hope that they go out of business or change their thinking very soon.