DON'T even think about it! - they are dodgy! I completed an application yesterday and today re-completed the details on the phone to reconfirm everything and my premium magically increased from £250 - £377! - and because I refused to pay the hike and cancelled the insurance they stated they'd be charging me £25 admin fee (its in their terms and conditions apparently) - however my insurance hasn't even started with them so I'm not sure how that works - but I'll find out from the UK insurance ombudsman as it seems a twist to me.. - they remind me of the bad old days of 'insurance' conmen..