These guys charged me 1250 pounds promising online insurance, then gave me a call , verified my information, told me they are acting as my broker . They didn't tell me how you're my information to get best quote ( as my NCD was 8 years but time left ob the previous policy was 23 days) they didn't tell me this information might affect the quote , after few hours called me back and said since the information has changed your insurance will go up by 400 pounds . This made me so helpless and furious . I knew I could get a cheaper policy so i asked for reimbursement of my money and they said policy cancellation fee is 75 pounds although i didn't have any policy in place as these guys were broker. Still don't understand why did they take money off my account at first place and if policy wasnt in place why were the policy cancellation charges applicable . This is such a disastrous experience