There should be a rating for outstanding!! I contacted the mortgage hut with hesitation after having the fear based on my credit file from a few years back. One Main Street bank had already judged me and was not pleasant! From the offset my experience was great .. I was put in touch with Georgina Oliphant and she was amazing ! Did not judge and treated me like a friend not just a number .. she worked her socks off and got me an amazing mortgage deal. She is a total legend! The mortgage hut made my mortgage experience seamless and effortless ! Would recommend 100%!!! HUGE THANKS Georgiana :)