I have struggled with debt for so many years. Living on just bare minimum each month. It really got me down when I couldn't enjoy any of the money I had earned. It got to a point where it was too much and I had to do something. I always thought going into a IVA was a failure in some way. I contacted insolvency experts and it's the best thing I have ever done. They explained everything to me and took me through the process step by step. My life is so much more better now. I can finally live and enjoy life. The peice of mind this has given me has changed my life. Thank you insolvency experts.