Awful bank, I settled a 6 months interest free loan after just 4 months using my Tesco credit card, purely so I could get some club card points. Within 1 hour I transferred the money from my Santander current account over to my Tesco credit card account to cover the whole amount. When my statement came they charged me £80 cash transaction and also £40 interest. Barclays provided the £2000 loan for 6 months via wex photographic made nothing, Tesco bank made £120 fo the privilege of using their credit card to pay it off. As I said I only used it to get a few club card points, I could have paid for the camera straight off by cash. What worries me is that there is a lot of vulnerable people who need to use a credit card to giv themselves a bit of breathing space and this practice is blatant exploitation of those people who can people who can least afford it. I phoned up customer services but they were extremely rude almost to the point of laughing at the situation, they understood the reason for us using the credit card and that I was unaware of the charges, but would not offer any sympathy whatsoever. We do our weekly shop of over £100 and fill up with petrol of £60 per week all at Tesco totalling over £8000 per year. I told them we were going to close Tesco bank and club card account and change our weekly shop to another supermarket, they just laughed and said go ahead. Ou Our joint cards are now both cut up and we are enjoying our weekly shop at Asda. Good Riddance Tesco enjoy your £120 you fleeced off me.