AVOID AVOID AVOID AVOID AVOID AVOID!! This company admitted that they leant to me irresponsibly and assured they would refund me within 30 days. The deadline has passed and they are now ignoring my emails. They have no phone number so that I can speak to them directly. I have called Sunny themselves but they state they cant help?!!!! Disgusting and appalling company!!! They have left me high and Dry. Quick enough to give you a loan but ignore you completely when they are at fault. Please don't get yourself into debt with this company as they are clearly irresponsible.