What's to review? like all insurance, they make it very easy to take my money, but when it comes to a claim, there always seems to be some reason or other not to honour it, probably because there's a R in the month. The acid test will be if my car lets go in some fashion, then it will be time to review the product on real life experience, at the moment I've paid for an insurance breakdown/recovery service I hope not to use. Please don't feel downhearted about a one star, if it were possible I wouldn't have given any star, after all how can anyone review a product/service they haven't used?