It's been 4 years I'm looking forward to finish my IVA. MY Health deteriorates as well as my husband. What I have been through is a nightmare in my life. But when apperture offered me I decided not to go with it. As I don't want to get a loan to pay another loan. But when they called me and explain I was delighted and feeling alive. I'm so happy and looking forward to finish sprout as soon as I can. I will focus more and I want to rest afterwards. And look after my health start a new fresh life. FREE DEBTS AND I learned so much of my past. But sometimes you have a purpose why ? I'm thankful and promised I will pay off sprout , without delay and many thanks for all the people who made it possible.