Worst loan company i have EVER used! took a loan out for £800, the repayment total was over £1500, fine! However i didnt even realise the loan amount went through, no confirmation NOTHING! Just saw the money appear in to my account!!! By this time i did not need the full amount so i decided to keep £300 and pay back £500. Common sense after dealing with other payday loan companies was id only owe the interest on the £300 i decided to keep. WRONG - if i had paid back the £500, i would STILL owe £1000 and my payments would remain the same @ £250 a month!!!!! Absolutely awful companny, what a joke! So i cancelled the agreement within the 14 days (literally the day after) and paid back the full £800 plus interest of £3.04 which is also a stupidly high amount of interest PER DAY. STAY AWAY DONT GET RIPPED OFF. I wish i had read the reviews first!! i had a lucky escape - rip off merchants.