WARNING: DO NOT GET INSURANCE FROM THIS COMPANY! I made a claim, sent my phone for repair and never received it back. The company assuredly promise on their website that they aim to replace phones within 24 hours. I was informed that this is a hoax marketing message and that it takes three working days. Then when making enquiries after those three working days, the company simple said that they'd dealt with my claim. No £700 phone, no refund. So I've had to file a stolen report with the police and claim the phone on my contents insurance while the criminal investigation is carried out!