Regency for expads is an amazing insurance company. The service ist extraordinary good, fast, very friendly and very uncomplicated. I broke my leg and had two fractures. And was treated in a very good hospital in Cebu philippines. Regency took very good care of me during the whole process. They called the hospital and prepared already the paperwork before I arrived with the ambulance. The costs and everything were approved very uncomplicated and very fast. I had nothing to worry about. My contactpartners which I had at the phone and emails were always reachable, very understandable and open to any question. After years of searching insurance companys as an expad, I am so happy to found regency. The price performance and support is fantastic. I would like to say a big thank you to all of the amazing regency team which helped me during at my stay and surgey at the hospital. You are great! 😊🖒🖒🖒