Had a previous loan which I repaid early and my credit rating has gone up since I took the last time. I applied for half the previous amount and was asked for a bank statement for the last 30 days, I was purely too busy at work to be able to provide this and so I decided to go with another company who were far less hassle. Just received an email to say my loan has been "declined" which, in fact, is incorrect as it has simply "timed out", I receive my new credit report in a few days so let's hope I have no cause to approach the ombudsman, safe to say I won't be recommending Quidmarket to anyone