"A joke from start to finish. They have done nothing but made every possible interaction with them the most frustrating, infuriating and needless obstacle. Online banking is total chaos, their customer support service (when the system is actually functional) is about as pleasant as being fed human excrement. Nobody seems to have the slightest clue what is actually going on, who you are, and how they could even begin to be of assistance. Steer clear if you value your sanity."