A good service for people like myself with a poor credit score. I compared the interest rate with another two car finance company's and my car credit was hundreds of pounds cheaper. Make sure you borrow as little as possible and over the shortest possible time and you can benefit from this sub prime service. One of the great things you can do is make overpayments and further reduce your interest rate. If you're after an expensive car this might not be the right product for you. Make sure you as as many questions as possible, so you don't get any unpleasant suprises.