Got a car on finance with them 3 years ago all going well up to the end of last year found myself in financial difficulty couldn’t make the payments they took me to court agreed a monthly figure Engine blew snapped cambelt beginning June carried on paying lost my job couldn’t make September payment certainly not going to starve my kids for a car informed them of situation and they have emailed saying they want the car back ... yep good luck with that one it doesn’t run mot expired end of June and is only worth scrap money , avoid this company at any cost they have no understanding got to be the worst people I have ever had the misfortune to deal with