I have just tried to form a ltd company with mint and it advertised a business account with lloyds was available, I got to the bank selection page and lloyds was missing. I phoned to ask why it wasn't available and was bare faced lied too, saying that in real time lloyds were doing checks on me and decided to remove their offer as i wasn't good enough. I called lloyds which made it clear that this was a lie and the bank account would only be checked after the company was formed and not during the process and they have no such technology to do it in that way, it is possible that the offer had been withdrawn but hadnt been updated. I have cancelled the application for a full refund as I am very wary of companies happy to lie to you in such a manner and was quite suspicious due to the attitude of the person i spoke to