Good luck having any time to think with this company. They'll squeeze you hard for their commission at the expense of good customer service. The advisor I was assigned gave me absolutely no time to breathe, citing that this apparent sales tactic 'is in your best interest' as "God forbid" you collapsed in a heap and died tomorrow. Wow, I'm aware of my own mortality, thanks. If they want to get the job done even quicker, they'll forget to remind you about 'the £50 amazon voucher when you take out a policy' for extra leverage to box you into a corner and decide RIGHT NOW. Where is that voucher even advertised? It's certainly not on their website. Overall a very, very poor experience. Avoid.