I have in the past frequency used a singular remitting sender. (Clues in the title) Deciding to insist a periodic audit at a very inconvenient time, we have parted company! Since joining you recently I have experienced great frustrations with sending to the Philippines! From logging in, only to find out a new app is required to having to enter tiresome card details every time I wish to send….. Your sending fee is higher than my previous sender, though your rate to the peso is higher! The advantage is of course cancelled out in the £4.99 fee against £2.99 I was always in front previously, however, happy to stay with Kabayan Remit as initial problems appear to be resolved. Hope this helps Regards Graham grahamsteele1953@gmail.com