I would not recommend insure it all very poor service and the policy details you give are diffrent when you actually receive your insurance documents after the 14 days cooling off period so if you decide to cancel you have to pay a percentage of the full policy. When I rang insure it all to cancel my policy I was told worse case scenario was £2000 so I asked to speak to the manager then was told worse case scenario was £800. when taking the policy out I asked what the excess was and was told the excess didn't matter. I have been with this. company for one year and cancelled on the second year I have thankfully never had to claim threw insure it all as it would of probably been void with the wrong details they put on the policy.