If i could give them 10 stars I would! Unbelievable service, hassle-free. We chose these because of the reviews and we were not disappointed. Malcolm held our initial assessment and let us know how much money we could borrow, laid everything out for us and made everything seem simple so we weren't confused. He managed to get us a mortgage after initially having trouble due to credit scores. We cant thank him enough. We also took our life insurance through these as we now have a child. Mizna dealt with us all the way through that, she was so nice and a joy to talk too. Explained everything and set us up at an affordable cost. Paula dealt with our case handling - sending in documents etc, made list for what we needed and kept us in the loop! I couldn't recommend this company enough, will be returning when we choose to reportage. Bargain price, unlimited help.