Do not use Globelink, as you do end up with medical debts unpaid and bad credit ratings. Made a claim because of back pain, but some medical expenses were not paid by Globelink as agreed (I have seen the communications where they agreed to pay the medical provider). Paid for the MRI myself, which they reimbursed me for, and then accepted the claim. The steroid injection was meant to be paid directly to the provider. Globelink agreed to pay the provider. Provider invoiced Globelink, then 15 months later Globelink said the invoice wont be paid because the limits have been reached. There is no way they have reached 10M in payments for medical.....probably not even 10K in total. Have been trying to get an answer from them. No success in even getting a reply. Do not use Globelink, as you do end up with debts unpaid and bad credit ratings.