I'll keep it honest. Generally my experience is good but not great. I'll start with the positive. For myself it was the cheapest option since it was my first insurance. The black box installers went to the dealership to install the black box and it did not require me being present. I read many reviews and they all say that wisedriving increases the price or cancels for no reason or they catch you out with the terms and conditions, but that has not happened to me luckily but I started the insurance in November so I hope there will be no surprises The bad is that the scoring in my opinion is very inaccurate. At first I needed to get used to the clutch so I was revving a lot and did end up accelerating hard for the first few days but then I done my best and accelerated very very slowly, I guess around 6-7 seconds for me to get to 20mph to try it out and my score was still on 0. I decided to call them up and they said I should switch gears at 2500rpm and that still did not help. I would recommend this insurance as long as you dont plan to drive between 11pm and 5am, dont think of speeding and read the terms and conditions.