We applied through the online process and at no point were we asked about previous claims we had made At no point were we told that RAC would look on the database and a possible additional charge would be made I cancelled my insurance with Quote me Happy as RAC were slightly cheeper. I then paid my RAC quote of £207 I then received information that I have to pay £110 for my claim which was through my previous insurance and a different company When I ask to cancel as my 14day cooling off period was not over I was informed I would be charged £50 This is a stitch up of selling insurance and making it look cheeper to then add additional charges. At no point were we asked to declare previous claims..... at no point were we told that they would charge us additional costs