Worst and most difficult company to deal with. Changed my policy within three weeks doubling my costs. Changed the policy 2 days PRIOR to a deadline to supply previous NCB. When supplied (within their time frame) it was rejected for spurious reasons. Cannot get hold of anyone. Should have known when they sent me an email saying "changes your policy" which also included details on how to cancel your policy. This company is looking for cashing in on cancellation fees and any reason to increase your policy with little or no care or contact. Cannot believe they exist.