Terrible broker. Cheap things are rarely good - good things are rarely cheap comes to mind here. you get what you pay for. These guys look for any method they can to charge additional premiums. They also demand a copy of the vehicle registration document (no other insurer or broker has ever requested this before) and they look for any excuse possible to cancel your policy and retain some of your premium as a fee. I heard today these guys have called in Administrators, so be very careful - chances are I may lose cover paid up for the full year in advance. Don't leave yourself open to this!