My son had his first Insurance policy with Carrot, BIG MISTAKE. They cancelled his policy after five months because they had recorded him speeding, twice. 42mph in a 30mph zone and 31mph in a 20mph zone. Twice in five months, not twice in one day! This leaves him liable for the full cost of the policy even although he has had just five months insurance, and it also makes other insurance companies wary of insuring him as he has been refused insurance. Reading some of the other reviews it seems that others have been treated in the same profiteering manner by Carrot. I found the glowing reviews a bit surprising because while any contact we had with Carrot staff was often friendly, were just as often, well "untrained" might be the kindest term to use. For any young drivers looking for first time car insurance, shop around, because to be honest they weren't even that cheap, others were quite a bit cheaper.