I have found that (Flava) will not let you have the stuff until you have paid the first payment??!! So basically how can it be credit when you can't even get the stuff before you have either paid first payment or paid the whole lot of??!! It's given me £300 to spend but what's the point if you can't get it when you want it and the fact that most of us are struggling with money especially those of us that have to isolate for 12wks I am fed up with all of this I applied to this company for help with being able to eat and drink rather than go without food or drink for a couple of days at a time sometimes it's at least 4 day's that I go without and I have no friends or family to depend on im all on my own and in need of desperate help xxxx