Someone parked outside house, when they left, got in car to move forward a little, lady came speeding up on wrong side of the road, no indecators on cut in and hit the front of my car she didnt have any insurance details on her so phoned the police, she was told to ring me with her insurance etc, never did covea said it was my fault and my insurance will go up doesn't bother me but cant understand how this is my fault, YOU PAY THEM TO BASICALLY FOR NOTHING, AVOID PLEASE GO SOME WHERE ELES I APPLYED THREW SAINSBURYS YOU WILL LOSE EVERYTHING IF YOU BUY YOUR CAR INSURANCE FROM COVEA,