Ok so this was my first time dealing with third party finance. Off the bat, these guys were the cheapest. I had a quick call and spoke to Jacob who remained my easily accessible point of contact from thereon out. He fully explained the process to me from the start. Once I’d decided on a car, the application for credit was super easy and the decision came back almost immediately. There was a slight “adjustment” to my rate (5.9 to 6.4) but I figured that Jacob needed to eat too and the new rate was still lower than competitors so why not... The car I wanted actually bl**dy sold the same day! But fear not, Jacob let me absolutely pepper his inbox with potential alternatives, each time providing me with a comprehensive, timely quote. I eventually found the right one just before the weekend and here we are, all paid up and ready to collect tomorrow. Not that I want to set an unwanted precedent for him, but Jacob also responded in to the evening and over the weekend (but I make no promises on his behalf!). From start to finish it really has been very, very simple from start to finish. I even gave the BMW garage I’m buying from a chance to steal my business and they got nowhere close. This review already reads like I’ve been paid to write it. I’d just like to reassure any readers that I wish I had. I’ve just bought a £30k car with Jacob’s assistance so any hand outs would be most welcome. But really, excellent work deserves recognition so here I am. If you’re toying with the idea of finance, give them a shout. You’ve got nothing to lose. Thanks again Jacob and team. All the best. Royce