"Spoke to Ruaridh Miller today, not planned. Extremely helpful and knowledgeable. Patient and took his time to explain everything. I have thought of buying life insurance in the past, but don't like the hard sell. Feel this was really easy to complete and certainly no hard sell. Can't praise Ruaridh highly enough. Great asset to your company. Time will tell about the policy. 6* service for Rhuaridh."