BEWARE!!! Cost you £££. Cancellation fee is apparently an admin fee when they need it to be. I took out my policy online at around 1pm, went through 3 separate validation checks then had to call to do further validation, was then told to jump through more hoops, at this point it felt like they were phishing to find a way to charge me more and I didn't feel safe putting my money and potentially my life in their hands. Then 14:15 I asked to cancel the policy that was due to start in 4 days and I was informed there would be a £60 cancellation fee to a policy that hasn't even started, a policy that is less the £150 a year. I asked how much would it cost if I cancelled on the first day of the policy and they quoted £80! No matter what, I would have to pay them money to avoid paying more in the future. I would understand if this was after my policy started but the dubious ethics to try and charge you even before a policy has started is disgusting and exploitative!!