"Life Insurance can be one of those things where if it isn't broken don't fix it or that's what I thought until speaking with Barnard Scott. They contacted me to carry out a review of my policy, they then arranged for me to speak with and advisor at a time suitable for myself. Turned out to be one of the better things I have done in 2015. I now have an improved policy with more benefits, longer term and cheaper than previous policy. Thoroughly recommended."