I was referred to Aperture by a professional debt counsellor when I had run into financial problems caused by a change of family circumstances. My father died very suddenly and I had to immediately cut my working hours to the bare minimum in order to care for my mother who suffered from dementia, and needed constant care. I struggled for as long as I could, robbing peter to pay paul, teeming and ladling money from account to account, borrowing more to make payments and stay up to date, until I was at the end of my tether, and feeling totally ashamed of my situation. I approached a debt counsellor who explained about an IVA and referred me to Aperture. I was so embarrassed to need this appointment, but I have to say that it was the best thing that could have happened. Everyone that I have dealt with has been so supportive and non-judgemental that I stopped feeling so negative and began to believe that there would be light at the end of the tunnel. My IVA was for 6 years, and although it seemed a long time at the beginning it actually passed quite quickly, and I am now out of the IVA and on a whole new road. I could not have survived without this help. I would have lost my home and probably my job. I dread to think of where I would have been. Everyone at Aperture that I have spoken to has always been really pleasant and helpful. There was always a clear answer to any question that I asked, and I was never made to feel anything other than a valued client. I happily award this company 5 stars for the service they have provided me with, and would like to give everyone there a huge Thank You - You changed my life.