Shockingly poor communication. cheap and easy to buy, but when it came to processing a medical claim the customer service was appalling. The process is unnecessarily long, and they will take the maximum 11 working days to return communications that they state (and in my case, sometimes longer, with no apologies for the delay).Nearly three months later, and with them having had all the details available in the very long insurance document you fill out, they rejected my claim on the grounds of information they could have told me when I first made the phone call to claim. They also asked for my bank details (which were already on the claim form) as 'final information' which gave the impression the claim was successful. They made an already distressing medical situation even more distressing, and I will never purchase insurance through them, or AXA, again. I'll be filing complaints with both at their handling of the situation.