I was with another insurance it was an over 50's plan I'm sure you can guess who with but this plan I had was no good as I wasn't told anything about this plan and it turns out that in about 10 years due too cost of living going up my plan wouldn't cover my funeral But the 1st line funeral care I have after 10yrs it's paid in full and my funeral costs will NOT go up so let's say a standard funeral at the moment is 3,500 in 10 years time that could be 5,500-8,500 mine will be paid off and it would of cost me 3,500 it's peace of mind to know that in 10 years all my funeral expenses will be paid for and I don't have to worry about leaving my loved ones with a big bill on my death